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United States, India
Cash-Flow Planning; Investment Management; Retirement Planning; Tax Planning; Education Savings Planning; Risk Management - Insurance and Estate Planning; US-India cross-border planning
We serve mid-career professionals and first generation immigrants to the US by providing comprehensive financial planning and investment management services We are a Houston-based, Fee-Only, Registered Investment Advisory firm. We serve clients nationally through virtual video conferencing. At Perceptive Wealth Advisors, we understand that wealth and money are not merely material possessions, but, rather, complex concepts that require careful attention and management. We believe that sound economic policy and financial decision-making are essential to the success of any organization large and small, be it a nation, a corporation, a family, or an individual. With the following values as our guide, we take a diligent and thoughtful approach to analyzing your unique circumstance and creating a personalized plan and investment strategy that aligns with your long-term financial goals: ✔️ Service: Our clients entrust their financial futures to us, and we take that responsibility seriously by providing exceptional service to each and every one. We believe it’s the most meaningful work we can do, ✔️ Diligence: Reaching financial independence takes hard work and dedication. We are diligent and focused in our approach to financial planning, taking the time to thoroughly analyze our clients’ financial situations and develop comprehensive strategies that help them build and safeguard their wealth, ✔️ Humility: Approaching each client relationship with humility, we recognize that we can learn as much from our clients as they can from us. We are open to feedback and continually strive to improve our services and offerings, ✔️ Continuous Learning: As the financial landscape constantly evolves, we are committed to continuously learning and researching to stay at the forefront of those changes and up to date on our skills and knowledge in financial planning and investment management, ✔️ Live With Purpose: We believe that financial success is not an end in itself, but a means to an end—the ability to live life with purpose and meaning. We work with clients to develop financial plans that align with their values, whether it’s supporting a favorite charity, funding a child’s education, or pursuing a passion. Rather than just chasing materialistic goals without knowing why, we help our clients use their wealth to create a life of purpose and fulfillment.
MId-career professionals in mid-30s to Late 40s; First generation immigrants from India who moved to the US for graduate studies; US Citizens/Green Card or Work Visa Holders with ties to India
Fee-Only, Flat Annual Fee payable Monthly or Quarterly, Percent of Assets Under Management
Hi, I am Amol Desai - Founder & Lead Advisor at Perceptive Wealth Advisors. I started this firm to help other first-generation immigrants,especially from India like myself, navigate the complex financial system and endless opportunities this country has to offer. I am also passionate about helping mid-career professionals with young families build rewarding lives while maintaining long-term financial stability. I grew up in India in the nineties in a typical middle-class family focused on good quality education. While I was earning my bachelor’s degree in production engineering from University of Mumbai, I was also witnessing the beginnings of a strong economic growth the country was embarking upon as a result of opening up of India’s markets to the world. The seeds of curiosity about finance and economics were sowed then. I moved to the US in 2003 to pursue my Master of Science in Mechanical Engineering and worked in diverse engineering industries after graduation. As the world was experiencing the Great Recession of 2008-2009, those events again stirred my interest in learning deeply about finance and I decided to get my MBA with finance concentration from Rice University. After my MBA, I worked as a Decision Analysis Consultant to clients primarily in the Oil and Gas industry helping them think strategically about their capital investments and building financial models to optimize the business decisions they faced in an uncertain environment. To enhance my knowledge and skillset I further undertook a rigorous curriculum of the CFA program requiring years of studying and relevant experience. I am now a CFA® charterholder since 2017 and enjoy applying the depth of knowledge that comes with it for my clients. I have also achieved my CFP designation in 2022. When not working, I enjoy traveling to national parks, camping and hiking. I also enjoy exploring different foods and trying out new restaurants with family and friends. Indian classical music is something I feel very relaxing and you will find me with my headphones when I am working out or on a beautiful hike.
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